Saturday, October 14, 2023

Saturday's podcast: The poetry of Cástulo Gregorich, Cuban exile


Saturday's podcast:    

The poetry of Cástulo Gregorich, Cuban exile....

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I smell malaise in those new mortgage rates


 (My new American Thinker post)


As I told a friend the other day, I remember 1982 and when it was very expensive to get a mortgage.  I guess that I'm watching a rerun because I hear that mortgage rates are up again.  Who knew that Biden economics would bring back malaise?

Let me share the bad news.  This is from the Western Journal:

The cost of financing a home surged again this week as the average long-term U.S. mortgage rate climbed to its highest level since December 2000, further dimming the affordability outlook for many would-be homebuyers.  

The average rate on the benchmark 30-year home loan rose to 7.49% from 7.31% last week, mortgage buyer Freddie Mac said Thursday.  A year ago, the rate averaged 6.66%.

Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loan, also increased. The average rate rose to 6.78% from 6.72% last week.

A year ago, it averaged 5.90%, Freddie Mac said.

It's a headache, as my friend in real estate told me.  The buyers have to pay a higher mortgage interest rate and that makes it more difficult to afford a new home.  The sellers do not want to trade their current low rates for a higher one.  As the article explains, the average rate on a 30-year mortgage is now more than double what it was two years ago, when it was just 2.99%.

President Biden loves telling stories about his father.  It's all about "Hey Joey" this or "Hey Joey" that.  My guess is that Biden would say something like this about Biden economics:   "Hey Joey, it stinks and you did it son."

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Happy # 77 Justin Hayward (The Moody Blues)


We remember Justin Hayward who was born on this day in 1946.  Justin is the lead singer and composer of The Moody Blues are one of my all time favorite UK bands.  They were the first rock band to bring the symphony orchestra into the studio.  The net result was a lot of top selling albums and worldwide sales of over 50 million copies all over the world.

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Happy # 76 Al Oliver



We say happy birthday to Al Oliver who was born in Ohio on this day in 1946.     


Oliver broke in with the Pirates in 1968.    He spent the next few years as one of the best hitters in the NL:   .296 in 10 years with Pittsburgh.

In 1977, he went to Texas (.319 in 4 seasons) and later to Montreal, where he won an NL batting title in 1982:  .331 average, 22 HR, 109 RBI and 204 hits.

Overall, a rather productive career:  .303, 1,328 RBI & 2,743 hits.   

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